These Terms of Service ("Terms") govern your use of healthsubsidybenefits.com (the "Website"), operated by Obelisk Insurance ("we," "us," or "our"). By accessing or using any page on this Website or submitting your information through any form, you agree to these Terms. If you do not agree, please do not use this site.
Obelisk Insurance provides independent insurance brokerage services. The quiz and consultation tools on this Website are designed to help individuals identify potential health coverage options. Results are informational only and do not constitute a binding insurance offer, guarantee of coverage, or specific subsidy amount.
This Website and its services are intended for individuals who are at least 18 years of age and reside in the United States. By using this site, you represent that you meet these requirements.
By submitting your phone number through any form on this Website, you expressly consent to receive:
Types of messages include: Appointment confirmations, appointment reminders, follow-up communications regarding your insurance inquiry, personalized plan comparisons, and promotional information about health coverage options.
Message frequency varies (typically 2–8 messages per month). Standard message and data rates may apply.
Opt-out: Reply STOP to any SMS at any time. Reply HELP for help. You may also email [email protected] to opt out.
Consent is NOT a condition of purchase or service. You may receive a quote or purchase insurance without consenting to SMS communications.
Your phone number and SMS consent will never be sold, shared, rented, or disclosed to any third parties or affiliates for their marketing purposes.
The results of the Health Subsidy Quiz are estimates only. Actual eligibility, premium amounts, subsidy amounts, and plan availability depend on individual circumstances, carrier underwriting, and applicable law. Obelisk Insurance makes no guarantee of specific coverage, pricing, or subsidy amounts.
All content on this Website — including text, graphics, logos, design, and code — is the property of Obelisk Insurance and is protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without our written consent.
To the fullest extent permitted by law, Obelisk Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this Website or reliance on any information provided. Our total liability for any claim related to these Terms shall not exceed the amount you paid to us (if any) in the 12 months preceding the claim.
This Website and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
Any dispute arising out of or relating to these Terms or your use of the Website shall first be attempted to be resolved through good-faith negotiation. If unresolved within 30 days, the dispute shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in the state of Florida. You agree to waive any right to a jury trial or class action.
Your use of this Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review it carefully to understand how we collect, use, and protect your information.
This Website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of any third-party sites.
We reserve the right to suspend or terminate your access to this Website at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users or the business.
Obelisk Insurance reserves the right to update these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of the Website following any changes constitutes your acceptance of the revised Terms.
For questions about these Terms of Service:
Obelisk Insurance
Email: [email protected]
Website: healthsubsidybenefits.com
© 2026 Obelisk Insurance. All rights reserved.
← Back to Quiz